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Open Enrollment Period
BEGINS: November 1st - ENDS: December 15th
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Trumpcare Options 2021
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Frequently Asked Questions
How do I Buy Trumpcare?
Navigating the jungle of health insurance options alone can be daunting. By using the quote calculator above, we can help you determine which type of plan best meets your needs. We will hold your hand through the entire process for free. Whether you're looking for Trumpcare or Obamacare, we can find you the plan you need.
What type of affordable health plan options can I find?
- Affordable Care Act (ACA) Plans: The comprehensive healthcare reform law, known commonly as ACA or Obamacare, requires qualified insurers to provide individual health insurance plans to enrollees that meet the minimum essential coverage requirements. These plans are designed to make healthcare more affordable and to provide coverage to everyone, including those with pre-existing conditions.
- Short-Term Plans: A short-term medical plan isn’t required to meet the minimum essential coverage guidelines that ACA plans meet. Because they are subject to medical underwriting, short-term plans may not cover pre-existing conditions. Check the details of your plan before enrolling to ensure you’re properly covered.
- Fixed Indemnity Plans: These plans are designed to supplement health insurance by reimbursing you for out-of-pocket expenses incurred on covered medical treatments and procedures. However, like short-term plans, fixed indemnity plans often don’t cover pre-existing conditions. Also, the amount of costs reimbursed to you could affect your Medicaid eligibility (if applicable). These plans are not true health insurance.
- Other: There are some community/cost-sharing plans that exist, but these are not health insurance.
What should I ask the agent when I speak to them on the phone to ensure I get the plan I need?
When exploring your health plan options, you can ask the agent these questions to help determine if the coverage fits your needs.
- Is this a managed care or an indemnity plan?
- How much money do I have to pay out-of-pocket annually for medical care?
- Is there a co-pay for doctor visits? If so, what is it? Is there a separate co-pay for specialists?
- Does this plan include dental, vision care, and other special services?
- Can I continue seeing my current doctors?
- Are preventative or routine exams covered?
- Does the plan cover pre-existing conditions? If not, what’s excluded?
When Can I Sign Up for Trumpcare?
Anyone can sign up for Health Insurance during the open enrollment period, typically between November and January of each year. Beyond that, there are special qualifying events that will allow you to sign up or change your healthcare coverage. Getting married, starting a new job, or having a child are all events that will allow you to sign up for new coverage. Fill out the form above to see if you meet the proper criteria to begin searching for new coverage.
It's important to keep in mind that there is currently no difference between Trumpcare or Obamacare.
What is the Best Health Insurance Company?
Every health insurance company is different, but we can help you find the best insurance company for YOU and your family. In order to provide you the best advice possible, please fill out your information above and we will begin preparing possible options for your health coverage based on your needs.
What Happens if I Don't Buy Health Insurance?
With the passage of the Affordable Health Care Act , many people will now face a tax penalty for not having proper health insurance coverage. While there are several exceptions to this rule, having health insurance can help make sure you are protected in an emergency. It's important to keep up to date on changes to Health insurance laws, which is why many people are referring to the current health structure as Trumpcare. While no significant changes have been made yet, they are definitely in the works.
What is the Healthcare Marketplace?
The Healthcare Marketplace is run by the federal government and a variety of state governments around the country. The marketplace is meant to assist consumers in determining what healthcare plans might be right for them, and it contains information regarding many different insurance policies. Unfortunately, not all companies provide policy information to the marketplace, which means that if you want to find the best deals you may need to do some additional searching. Here at affordablehealthplans.org, we take the guesswork out of finding insurance, and we will help you find the most affordable plan without compromise, no matter where you are.
What is the Open Enrollment Period?
The open enrollment period is when anyone can begin searching for new healthcare coverage. The enrollment periods typically lasts from November to the end of January. If you are looking for healthcare coverage outside of the open enrollment period, do not fret. There are special enrollment periods that may make you eligible to search for coverage outside of the open enrollment period. To find out if you qualify, please fill out your information above and we will help navigate you through the process.
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